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How Long Does Health Insurance Last Before It Expires?
When it comes to health insurance, the benefit year typically lasts for one year. This means that coverage begins on...
What Are the Consequences of Not Having Health Insurance?
In the past, there was no penalty for not having health insurance at the federal level. However, with the repeal of the...
What Government Program Provides Health Insurance to Low-Income Americans?
Medicaid is a joint federal and state program that provides free or low-cost health coverage to millions of Americans,...
What Are the Restrictions on Pre-Existing Conditions for Health Insurance Policies?
Health insurers are no longer able to discriminate against individuals or their children due to pre-existing health...
What is a Copayment and How Does it Work? A Comprehensive Guide
The maximum amount a plan will pay for a covered health care service is known as a copayment, or copay. This fixed rate...
Is Health Insurance Mandatory in the US? A Comprehensive Guide to Understanding Your Options
Health insurance coverage is no longer a requirement at the federal level, but some states still impose an individual...
The Most Essential Benefit: Health Insurance
When it comes to benefits, health coverage is the most important one for employees, according to a recent report. For...
5 Reasons Why You Should Get Health Insurance
It's no secret that health insurance can be costly, but the advantages are worth it. With more financial aid available...